Land/Home Loans - Mobile Home Loans - Manufactured and Mobile Home Financing Loan | Mobile Home Loans - Manufactured Home Financing
Land Home Loans Manufactured Home and Mobile Home Financing | Request a financing loan, and achieve real savings. Manufactured and Mobile Financing Loans Specialists.
Land/Home Manufactured Mobile Home Land Financing | Land Home Loans
All Mortgage and Home Types
Single Wide, Double Wide, Triple Wide
Modular, Manufactured or Mobile Homes
Manufactured Home With Land Loans
Manufactured Home Land Loans
Manufactured Home Loans - Family Land,  Land /Home Together
Loan options for mobile home loans, mobile home refinancing and financing
"Where Great Rates, Great Programs and Customer Service Meet"
Land Home Loans - Manufactured and Mobile Home Financing | Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan
Land Home Loan - Manufactured Home and Mobile Home Financing Lender | Mortgage Loan | Competitive low fixed rates - No prepayment penalties - No upfront costs - FREE NO OBLIGATION
Mobile Home With Land Loans and Refinancing - Mobile Home With Land Loans and Financing | Manufactured Home With Land Loans and Refinancing
Our polite, professional and efficient staff has decades of experience providing manufactured home land financing loans and
manufactured home land refinancing loans options to many thousands of satisfied customers with superior service second to none.  
We are a direct portal for a manufactured home land mortgage loan, manufactured home land mortgage refinance, manufactured home land mortgage rates and
manufactured home land equity.  
We have more manufactured home land mortgage refinancing loans and  financing loans Land/Home lenders programs than
anyone else.
 We also specialize in options for mobile home with land refinancing, mobile home and land loans,  mobile home land financing and manufactured home
with land loan lender products specifically for manufactured housing lending and Land/Home lenders nationwide.  
Your request gains access  to manufactured home and land purchase loans and manufactured home and land refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
Refinancing for Mobile Home With Land, Refinancing a Modular Home With Land, Refinance a Mobile Home Land/Home Loan, Refinancing for Manufactured Homes
Mobile Home Land Loans - Land/Home Financing Loans - Mobile Home With Land Loans - Land/Home Refinancing Loans
Land/Home Manufactured Home Loans | Land/Home Mobile Home Loans | Land/Home Mobile Home Financing
Manufactured Home Loans
Yes ! We are your financing solution for
Land/Home Manufactured Home Loans,
Mobile Home Financing, Mobile Home Loans,
Fixed Rates and Lower Payments.
Did You Know...?
FHA Streamline Refinance
Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can qualify for a Streamline FHA Refinance
Mortgage. Easier guidelines, no appraisal, low
documentation for rate and term..
Read more
Do You Qualify?
VA IRRRL Streamline Refinance
The Interest Rate Reduction Loan
for no or low doc refinance
Drastically reduce your monthly
payment! ...  
Read More

Manufactured, Modular and Mobile Homes
With or Without Land Loans...
We are a direct source of loan products for
manufactured homes with land and or the
mobile home itself without land...  
Read more
No Initital Credit Check
No Sensitive Information
No Obligation
Copyright ©1999-2014 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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FHA Loans - FHA Mortgage - FHA Home Loans - FHA Mortgage Refinance
FHA Manufactured and Mobile Home Loans
FHA Manufactured Home Mortgage Lenders
FHA Manufactured Home Financing Is Still Available!

We focus on finding just the right loan program for you and your
property that will help you meet your financial goals. Our mobile home
mortgage program is a specialized FHA loan allowing us to offer extremely
low rates.  You’ll enjoy the security of fixed-rate financing and
loan terms up to 30 years.

FHA Manufactured Home Loans are normally the best way to finance
the purchase or refinance of a manufactured home because of
high loan-to-value ratios (LTV)—
96.50% for purchase and
97.75% for a rate/term refinance.  
Cash out refinances
are available up to 85% LTV.  Typically, a
minimum FICO score of 620 is required, though there are additional
factors that apply.   FHA tends to look at the whole credit profile and the
borrower’s ability to repay the loan.  FHA is also more forgiving of credit
problems in the borrower’s past.

FHA loans have less stringent credit requirements than
conventional loans, while conventional loans are still very attractive to
high FICO buyers with larger down payments.  To purchase with an
FHA mortgage, a 3.5% down payment is the minimum amount required,  
and credit scores do not have to be as high as for conventional loans.     
To be eligible for this mobile home loan,
the following requirements must be met:

  • The home must have been built after June 15, 1976, and in
    conformance with the Federal Manufactured Home
Construction and Safety Standards.
(There will be a certification label to signify this.)

  • The loan must also cover the land that the manufactured home sits on,
    the home must be on a permanent foundation, and cannot be
located in a trailer park or flood zone.

  • The manufactured home must have a visible certification label (HUD
    tag) attached  to each transportable unit of the home. Inspections must
    include an Engineer's Certification signed with a raised seal verifying
    foundation meets HUD'S guidelines.
  • The borrower's credit score must be a minimum of 620.
FHA Mobile Home Financing - FHA Manufactured Home Loans - Mobile & Manufactured Home Refinancing
Land Home Loans
Manufactured Home Loan
With Land mortgage refinance rates are at
all-time lows,  it's a great time for financing
your manufactured home and land. Get lower
monthly payments or a lower interest rate
that will shorten the life of your loan.  
Free Land/Home financing quote.

Purchase a Manufactured
Home on Land!
We provide financing for new and pre-owned
manufactured home purchases with as
little as
3.5 to 5% Down. Home ownership
is right around the corner.
Qualify Now...

Modular Home Financing
Modular Home Loans, the nations leader
in modular home loans, modular home
financing, and modular home refinancing
for homes in parks and communities.
Learn More ......

Land/Home Financing
Manufactured Home Loan
Land Home manufactured home and mobile
home land loans in 50 States. Land/Home
financing for manufactured homes and
mobile homes. With Land Financing.
Qualify Now ...

Great service and a quick
turnaround you deserve!