Manufactured Home Lender - Manufactured Home Loan, Financing

Offering manufactured home lender, programs for homes in parks and communities, or
the home and land on which the home sits. Financing existing mobile homes in parks,
on rented, private lots, or land tied to the home by deed or mortgage.
Mobile/Manufactured home only loans are plentiful!

As the media reports of tightening credit and probable difficulty in purchase or refinance
loans, the home only loan (chattel) is a niche unaffected by the current economic crisis.

Why?

Home only loans are not considered real estate loans. Instead they are personal
property, otherwise known as chattel and similar to vehicles, watercraft and RV’s.
Lenders for home only loans are unaffected by tightening credit and remain strong as
institutions.
A wide variety of loan programs are available such as refinancing at a fixed rate for a
better interest rate and length of loan term.
Debt consolidation loans are available, subject to the age of the home and the borrower’s
FICO score (credit score), year of home, value of the home and other factors.

This is Great News!

Purchasing trends for manufactured/mobile homes are increasing often due to the lower
price of manufactured/mobile compared to residential site built homes.
Now is the time to consider purchasing or refinancing a manufactured/mobile home
because rates are low. Don’t stay in your adjustable rate mortgage (ARM) because of
undue fear of the nation’s economy. Chattel mortgages are available for low fixed rates
and terms to 20 to 25 years.
Again, other conditions may apply such as work history, debt-to-income ratios of the
borrower and the year and size of home.
Are you frustrated with the clutter of "so-called" manufactured home lenders
and services offering multiple loan quotes only to find no resource for your
lending needs? Earth Works Trust Financial Services is proud to stand out and cut
through the confusion of obtaining a mobile or manufactured home loan.

Manufactured Home Lender - Manufactured Home Loan, Financing

Manufactured Home Refinancing - Manufactured Home Lender - Manufactured Home Loan 1-800-608-6898

Arizona AZ, Arkansas A R, California CA, Colorado CO, Delaware DE, Florida FL, Georgia GA, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS,
Kentucky KY, Louisiana LA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Mexico NM,
North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, South Carolina SC, South Dakota SD Tennessee TN,
Texas TX, Utah UT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, Wyoming WY

Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs
Manufactured home lender - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION

Earth Works Trust
Family Financial Services
Serving Families and Business Nationwide
Manufactured Home Lender

Across The Nation -- Down The Street -- 1-800-608-6898

U.S. Chamber of Commerce
America's Community Bankers
Mortgage Bankers of America
National Assoc. of Realtors
National Assoc. Home Builders
Department of Treasury
Treasury Direct - Investing
Federal Reserve System
Small Business Admin.
National Bankers Assoc.
House Financial Services
I ndependent Bankers
Conference of Mayors

Additional Resources

1-800-608-6898

FHA Refinance or Finance

Our lenders priority
is to help you get the
best current interest
rates to purchase
your manufactured
home or improve the
terms of an existing
mobile home loan.

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Mobile Home Loans in the following 50 states
AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MO MN MS
MT NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY