Manufactured Home and Land Loan, Mobile Home on Land Loans, Mobile Home Lenders Refinance  1-800-608-6898
Manufactured and Mobile Home Loans with Land
MANUFACTURED AND MOBILE HOME LAND REFINANCING FINANCING  
Offering mobile home loan - financing programs, manufactured housing loans,
refinancing for mobile homes in parks and communities, or the mobile home and
land on which the home sits. Refinance an existing home in a park, on rented,
leased lot, or with land tied to the manufactured home by deed or mortgage.  
Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs  
Mobile home land loans - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION
Earth Works Trust
Family Financial Services
Serving Families and Business Nationwide
Mobile Home Land Loans
Across The Nation -- Down The Street -- 1-800-608-6898
Additional Resources
1-800-608-6898
FHA Refinance or Finance
Our lenders priority
is to help you get the
best current interest
rates to purchase  
your manufactured
home or improve the
terms of an existing
mobile home loan.
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Most Frequently Answered Questions
Q. Is single wide or double wide financing or refinancing available for homes in parks,
on leased,  family land, or land where the deed or mortgage is separate from the home?
A. Yes!  These are "home only" or "chattel" loans,  and there are excellent rates and
terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of deed or
mortgage?
A.  Yes!  In most states purchase and refinancing is available, sometimes with extra
equitycash available for debt consolidation or home improvements depending on the
home value.  These are “land/home packages.”  Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten the loan term
which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  Self-employed
borrowers need two years tax returns showing sufficient net income to support debt.
Minimum credit guidelines apply.  Each situation is different, and loan types depend on
several factors--year, make, home value, land value, credit history, income, employment
history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down payments.   Also, a
shorter term often shows better interest rates and the greater savings.
Q. I want to purchase a home from a dealer and place it on land I own or wish to buy.
A. Construction loans for this purpose are available in many states.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the home the
more likely equity cash will be available.  Pre-1977 in California for “home only.”
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
Manufactured Home and Land Loan - Mobile Home on Land Loan
  Manufactured Home and Land Loan Mobile Home on Land Loans -- Mobile Home with Land Lenders Refinance - 1-800-608-6898 -- Mobile Home Loans - Mobile Home Refinancing -- Mobile and Manufactured Homes With Land Loan - Refinance Land/Home Package -- FHA Loans -- FHA Mobile Home Lender - FHA Mobile Manufactured Home Refinancing Lenders --- Get the Best Rates & Terms! --- FHA Mobile Manufactured Land Home Financing and Refinancing -- Free Quote and No Obligation --- Skip A Payment --- Fixed Rates --- Toll Free --- 1-800-608-6898 --- In Park --- Leased Land --- On Rented Lot --- On Your Land --- Land Home Package --- or --- Home Only Package --- Financing & Refinancing Manufactured and Mobile Home Loans --- Nationwide Direct Source Mobile and Manufactured Homes With Land Loan Lender Programs 1-800-608-6898 - MANUFACTURED AND MOBILE HOME REFINANCING