Mobile Home Loans, Mobile Home Financing, Mobile Home Refinancing Nationwide    
Mobile Home Financing, Mobile Home Loan, Manufactured Home Loans - Mobile home loans - How to qualify and what are the options?
Mobile Home Refinancing - Loan Refinance - Mobile Home Loans
Mobile Home Refinancing - Loan Refinance - Mobile Home Loans
Looking for mobile home refinancing? Wanting to lower your rate and payment? Find Loans that offer mobile home refinancing that meets your needs.
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Mobile Home Financing - Manufactured Home Loans - Mobile & Manufactured Home Refinancing
Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity
Nationwide Mobile Home Loan Specialists
"Where Great Rates, Great Programs and Customer Service Meet"
Manufactured and Mobile Home Loan
Top Frequently Asked Questions
Let Us Find The Best Loan For You!
Q. Is single wide or double wide financing or refinancing available for homes
in parks, on leased,  family land, or land where the deed or mortgage is
separate from the home?
A. Yes!  These are "home only" or "chattel" loans, and there are excellent
rates and terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of
deed or mortgage?  
A.  Yes!  In most states purchase and refinancing is available, sometimes
with extra equity cash available for debt consolidation or home
improvements depending on the home value. These are “land/home
packages.”  Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten
the loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  
Self-employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply.  Each situation
is different, and loan types depend on several factors--year, make, home
value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 3.5 to 5% of the purchase price, with better rates for higher down
payments. Also, a shorter term often shows better rates and the greater savings.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the
home the more likely equity cash will be available.  Pre-1977 in California.
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
Mobile Home Financing
We are your finance source for In Park
Mobile Home Financing, Mobile Home
Loans, Manufactured Home Refinancing,
Fixed Rates and Lower Payments.

Mobile Home Refinancing Nationwide
Refinance A Mobile Home
Get up to 60 days with no payment
Lower and fix your rate
Lower your payments
Get up to 95% loan-to-value ratio
Build equity faster
Owner contract options
Flexible terms
Closing cost financed
No maximum loan amounts
No seasoning requirement
No mortgage insurance requirement

Closing Cost Financed!
We make financing simple
with programs that fit
your specific needs.
All Mortgage and Home Types
Single Wide, Double Wide, Triple Wide
Modular, Manufactured or Mobile Homes
NATIONWIDE FINANCIAL SERVICES
Mobile Home Refinancing
With mortgage interest rates at all-time
lows, it's a great time to refinance your
mobile home. Get lower monthly
payments or a lower interest rate that
will shorten the life of your loan.  
Free mortgage quote.
Oualify Now...

Want to Purchase a
Manufactured Home?
We provide financing for new and
pre-owned manufactured home in park
purchases with as little as
5% Down.
Home ownership is right around the
corner.
Qualify Now...

Modular Home Financing
Modular Home Loans, the nations leader
in modular home loans, modular home
financing, and modular home refinancing
for homes in parks and communities.
Learn More ......

The Difference!
Whether you're buying or refinancing, ,
you won't pay high personal property
loan interest rates. Your loan is treated
like a home mortgage, with a low
interest rate that will keep your
payments manageable.
Qualify Now ...
Great service and a quick
turnaround you deserve!
Mobile Home Loans and Refinancing - Mobile Home Loans and Financing | Manufactured Home Loans and Refinancing
Our polite, professional and efficient staff has decades of experience providing manufactured home financing loans and
manufactured home refinancing loans options to many thousands of satisfied customers with superior service second to none.  
We are a direct portal for a manufactured home mortgage loan, manufactured home mortgage refinance,
manufactured home mortgage rates and manufactured home equity.
We have more manufactured home mortgage refinancing loans and financing loans
lenders programs than anyone else.
 We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and
manufactured home loan lender products specifically for manufactured housing lending and lenders nationwide.  
Your request gains access  to manufactured home purchase loans and manufactured home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
Refinancing for Mobile Home, Refinancing a Modular Home, Refinance a Mobile Home Loan, Refinancing for Manufactured Homes
Mobile Home Loans - Financing Loans - Mobile Home Loans - Refinancing Loans
Copyright ©1999-2014 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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